The Clicker Incident

“It takes money to make money.” It’s a line you’ve heard before. Probably while being pitched by an MLM-er on Facebook while you’re trying to check off all those pesky notifications. The clicker incident is about a time I ignored this saying while I was studying at university.

All joking aside, it’s a saying that has become undoubtedly true.

Gone are the days when one could ascend the business ladder without a college degree (and in case you haven’t heard, those have become pretty damned expensive to obtain)…

“Since 1985, the overall consumer price index has risen 115% while the college education inflation rate has risen nearly 500%” – Forbes

Entrepreneurs also need to spend money when they begin their business (even if it’s just to legally register the company). Unless you’re working a minimum-wage job (or close to it) within walking distance, you’re going to have to invest a little bit of your money in order to get some back. That’s just the way the world works.

That being said, there was this one time that I didn’t exactly grasp this concept (or I was just too stubborn – take your pick), and I ended up having to jump through a whole bunch of hoops as punishment for my shortsightedness (or myopia if I’m going for vocab style points). I shall henceforth refer to it as The Clicker Incident. 

Conquer Fear the Clicker Incident
For best results: water your Money Trees with the tears of Millenials

The Clicker Incident…

I was attending the University of South Florida in my second year, and for the spring semester I had enrolled in Business Law, a class that was mandatory for my major. With most of my classes up until this point, I had neglected to purchase any of the absurdly priced textbooks – instead skating by on talent and resourcefulness (as long as my GPA was high enough to meet my Honors College requirements – 3.25 – I didn’t care what it was). Google and Wikipedia, you the real MVP.

Despite warnings from older business students that this class was going to be about as fun as skinny-dipping off of the Titanic, I stubbornly refused to amend my practices.

My professor wanted me to purchase a clicker (so I could participate during lectures – bleh) and the book for the course, which would run me about $100. Or something like that. You get the point. Why spend ~$100 on something non-beer related?

So ya, I didn’t buy the stuff. 

Conquer Fear the clicker incident
Hindsight is 20/20, so to speak…

Two tests into the course, I had earned myself a D average. This was obviously a rather poor turn of events, and so I decided to withdraw from the class.

In the fine print of my scholarship I soon discovered a terrible surprise. My school required me to maintain at least 30 hours worth of credits to receive funding for the next year. Withdrawing from Business Law left me with but 27.

I had no intentions of losing my scholarship – where else was I going to get an extra $3,000 per semester?

Because of my mistake (read: arrogance), I had to shell out over $1,300 to take the course over the summer. And in addition to losing money, I also was forced to reallocate my precious time. I don’t know about you, but I hate doing things twice. And that money could have went towards a sweet backpacking trip!

The moral of the story?

Don’t shirk a small investment if doing so is going to usher you towards the direction of a large financial penalty. 

Be vigilant in your assessments.

Learn from my mistake(s)!

Originally Posted April 26, 2017

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